Get Ready for Winter: Your Home's Best Defense

As winter approaches, naturally you want to keep your home safe and warm. A few proactive steps now can minimize stress and prevent costly insurance claims later. Here's how you can prepare your residential space for the chilly months ahead.

Seal Gaps Around Windows and Doors

A tried-and-true method that remains effective, sealing gaps around windows and doors can keep your home warmer and your energy bills lower. Use weather stripping and caulk to cover cracks and prevent cold drafts.

Insulate Exposed Pipes

Don't let freezing temperatures catch you off guard. Insulate the pipes in basements or exterior walls to prevent them from freezing and bursting, reducing the risk of expensive water damage.

Update Smart Thermostat Settings

Modern smart thermostats can adjust automatically to avoid energy waste. Set your thermostat between 68°F and 70°F when you're home for optimal warmth and efficiency.

Boost Indoor Air Quality

Improve your home's indoor air quality by using HEPA filters to combat viruses and particles, or opt for MERV 13+ filters for dust and allergies. These can be installed in HVAC systems or used in portable units.

Schedule a Heating System Checkup

To avoid a complete breakdown during a cold snap, schedule an annual checkup for your heating system. Regular maintenance ensures it runs smoothly when you need it most.

Clear and Check Solar Panels

If your home uses solar panels, remember to activate their winter modes and clear them of snow after each storm. This maintains their efficiency and helps you reap the benefits of solar energy all year round.

Document Your Home Digitally

A quick video walkthrough of your home and valuables can be invaluable if you need to file an insurance claim. Use your smartphone to document everything, making future claims simpler and more efficient.

Clean Out Gutters

Prevent ice dams and water backup by clearing your gutters of leaves and debris before snowfall. This simple task can prevent significant damage to your home during winter storms. Even implementing a few of these tips can make a substantial difference in protecting your home this winter. Stay proactive, and remember, it's never too late to start. If you're unsure about your coverage during winter weather events, invite you to review your homeowners insurance policy with us. Ensuring you're sufficiently protected will give you peace of mind in the frosty days to come.