The Importance of Summer Skin Health

As summer approaches, we all begin to spend more time outdoors, relishing the warm weather and increased sun exposure. However, with this rise in UV exposure comes heightened concerns about skin cancer, especially for those over 65. Despite skin cancer being quite common, early detection greatly improves outcomes. Luckily, if you're on Medicare, you have access to crucial screenings and treatment services.

Medicare's Coverage Benefiting Your Skin Health

- **Medically Necessary Services:** Medicare covers services deemed medically necessary for the detection and treatment of skin cancer. This includes doctor visits if there's a suspected case, along with biopsies and related treatments. - **Cost-Sharing Details:** Patients are responsible for a portion of the costs after meeting their deductible, as cost-sharing applies under Medicare. - **Annual Wellness Visit:** Make the most of your annual wellness visit to engage in preventive care discussions, including any skin concerns you might have. - **Routine Skin Exams:** Regular full-body skin exams aren't covered unless a doctor identifies a suspicious lesion, highlighting the importance of self-exams and reporting any changes to your healthcare provider. - **Non-Covered Procedures:** Cosmetic procedures, such as the removal of harmless moles or skin tags, are not covered by Medicare.

Check Your Specific Medicare Plan

- **Medicare and Preventive Products:** Original Medicare doesn't include coverage for sunscreens or preventive skincare products, though some Medicare Advantage plans may offer extra benefits. Checking your plan details is always a good practice. - **Exclusions from Coverage:** Be aware that experimental treatments or those not approved by the FDA are not covered under Medicare plans.

Stay Proactive About Your Skin Health

Keep an active role in your skin health as you enjoy the summer sunshine. Contact a Medicare advisor or your plan provider to clarify what's included in your specific plan, ensuring you have the peace of mind and access to necessary care.