Health coverage is more than just a policy—it's peace of mind. As ACA open enrollment begins, this is your chance to secure or update your health insurance for 2026. We understand that navigating insurance can feel overwhelming. However, honing in on key dates can simplify the process. Prepare now to ensure you don't miss any crucial coverage deadlines.

Key Dates for ACA Open Enrollment

• November 1, 2025: This marks the first day you can enroll, renew, or change your plan for 2026.
• December 15, 2025: Enroll by this date for coverage starting January 1, 2026.
• January 15, 2026: The final day of open enrollment. Plans selected on or before this date will start on February 1, 2026.
• Post-January 15, 2026: Changes are limited to qualifying events like marriage, birth, or loss of other coverage qualifying for a Special Enrollment Period.

If you already have a plan, take time to review it now. Consider potential medical needs and your budget for the coming year. Use this limited window wisely to compare your options and prepare to avoid any coverage gaps.

Remember, informed choices made today can lead to peace of mind throughout the year. Reach out if you need help or personalized assistance. We're here to guide you through the process for a seamless and stress-free experience.